Group savings, the way Ajo was always meant to be
Flexpurse digitises Ajo and Esusu so you can save with people you trust. Automate contributions, track every naira, and get paid out on schedule — no more cash, no more disputes.
Built on trusted, licensed financial infrastructure
Everything your savings group needs in one app
Flexpurse handles the collection, the records, and the payouts — so you can focus on reaching your goals together.
Create or join a circle
Spin up a savings circle in minutes and invite family, friends, or colleagues with a single link.
Automated contributions
Set the amount and frequency once. Flexpurse debits every member automatically — daily, weekly, or monthly.
Scheduled payouts
Everyone gets their turn. Rotating payouts are calculated and disbursed on time, every time.
Transparent tracking
See who has paid, who is owing, and the full history of every circle in one clear dashboard.
Smart reminders
Gentle nudges and instant alerts keep every member on track so no contribution is ever missed.
Protected funds
Money is held with licensed partners and secured with PIN, biometrics, and end-to-end encryption.
Start saving together in three simple steps
The trusted Ajo tradition, now fully automated and dispute-free.
Set up your circle
Choose your members, contribution amount, frequency, and payout order. Flexpurse generates a clear, agreed schedule everyone can see.
Save automatically
Each member links a card or bank account. Contributions are collected on schedule with reminders so nobody falls behind.
Get paid on your turn
When it is your turn, the full pool is paid straight to your account — instantly, transparently, and with a full record.
Keep the trust of Ajo, lose the headaches
Traditional thrift collection runs on trust and memory. Flexpurse adds structure, records, and automation so your circle runs smoothly from the first contribution to the final payout.
- Run multiple circles for family, work, and side hustles at once
- Set rules everyone agrees to up front — no awkward conversations
- Late payments flagged instantly so the group stays accountable
- Withdraw your payout to any Nigerian bank in seconds
₦2.4B+
Saved through digital circles
12,000+
Savers on the waitlist
99.9%
On-time payout rate
36
States ready at launch
Your money is protected at every step
We hold ourselves to bank-grade standards. From regulated custody to biometric access, Flexpurse is engineered to keep your savings and your circle safe.
Read about our securityLicensed partners
Funds are held with CBN-regulated, insured institutions.
Biometric protection
PIN, fingerprint, and Face ID guard every transaction.
NDPR compliant
Your data is encrypted and never sold — full stop.
Trusted by circles across Nigeria
“Our market women cooperative used to track Ajo in a notebook. Flexpurse made everything transparent — no more arguments about who paid.”
“I run a monthly Esusu with five colleagues. The automatic debits and reminders mean we never chase anyone for money anymore.”
“I saved towards my shop rent with my family circle and got my payout on the exact day promised. This is Ajo done right.”
Questions, answered
Everything you need to know about saving with Flexpurse.
The Flexpurse app is almost here
Manage your savings circles, track contributions, and get payout reminders — all from your phone. iOS and Android apps are on the way. Join the waitlist to be first in line.
Ready to save smarter, together?
Join thousands of Nigerians on the waitlist. Get early access and a free month of Flexpurse Plus when we launch.